travel insurance

travel insurance

Travel Insurance is insurance that is intended to cover medical expenses, financial default of travel suppliers, and other losses incurred while traveling, either within one's own country, or internationally.

Temporary travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a "multi-trip" policy can cover an unlimited number of trips within a set time frame. Coverage varies, and can be purchased to include higher risk items such as "winter sports".

Coverage types

The most common risks that are covered by travel insurance plans are:

Medical emergency (accident or sickness)
Emergency evacuation
Repatriation of remains
Return of a minor
Trip cancellation
Trip interruption
Visitor health insurance
Accidental death, injury or disablement benefit
Overseas funeral expenses
Lost, stolen or damaged baggage, personal effects or travel documents
Delayed baggage (and emergency replacement of essential items)
Flight connection was missed due to airline schedule
Travel delays due to weather
Hi-Jacking
Medical Expenses coverage can be Per Occurrence or Maximum Limit.

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